.network-context{max-width:820px;margin:0 auto 1.5rem;padding:1rem 1.25rem;border:1px solid rgba(6,182,212,.25);background:rgba(6,182,212,.06);border-radius:8px;font-size:.9rem;line-height:1.55;color:var(--tl,#a1a1aa)}.network-context a{color:var(--cyan,#06b6d4)}

/* FONT-FALLBACK-V1 — metric-matched fallbacks reduce CLS on web-font swap */
@font-face{font-family:'Inter Fallback';src:local('Arial');size-adjust:107.4%;ascent-override:90%;descent-override:22.43%;line-gap-override:0%}
@font-face{font-family:'Space Grotesk Fallback';src:local('Arial');size-adjust:98.5%;ascent-override:92%;descent-override:24%;line-gap-override:0%}
@font-face{font-family:'JetBrains Mono Fallback';src:local('Courier New');size-adjust:96%;ascent-override:88%;descent-override:22%;line-gap-override:0%}

:root{--bg:#000;--bg-1:#0a0a0a;--bg-2:#111;--bg-3:#161616;--border:rgba(255,255,255,.07);--border-2:rgba(255,255,255,.14);--t:#fafafa;--td:#71717a;--tl:#a1a1aa;--pink:#ec4899;--cyan:#06b6d4;--yel:#fbbf24;--pur:#a855f7;--grn:#10b981;--wa:#25d366}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--t);font:400 17px/1.6 Inter,'Inter Fallback',system-ui,sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:var(--cyan);text-decoration:none}a:hover{opacity:.78}
::selection{background:var(--pink);color:#fff}
.mq{border-bottom:1px solid var(--border);background:#000;overflow:hidden;padding:.85rem 0}
.mq-t{display:inline-flex;white-space:nowrap;animation:mq 80s linear infinite}
.mq-i{padding:0 1.5rem;font:600 .7rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.18em;text-transform:uppercase;color:var(--tl);display:inline-flex;align-items:center;gap:.7rem}
.mq-i .s{color:var(--yel)}.mq-i .x{color:var(--pink);opacity:.7}
@keyframes mq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.brand{position:fixed;top:3.5rem;left:1.25rem;z-index:60;font-family:'Space Grotesk','Space Grotesk Fallback',system-ui,sans-serif;font-weight:700;font-size:1.05rem;color:var(--t);display:inline-flex;align-items:center;gap:.5rem;background:rgba(0,0,0,.85);backdrop-filter:blur(14px);padding:.55rem .95rem;border:1px solid var(--border-2);border-radius:999px;text-decoration:none}
.brand .dot{width:.5rem;height:.5rem;background:var(--pink);border-radius:50%;box-shadow:0 0 14px var(--pink);animation:bp 2s ease-in-out infinite}
@keyframes bp{0%,100%{opacity:1}50%{opacity:.4}}
.brand .accent{color:var(--pink)}
.nav{position:fixed;top:3.3rem;right:1rem;z-index:60;display:flex;gap:.1rem;padding:.35rem;background:rgba(15,15,15,.88);backdrop-filter:blur(18px);border:1px solid var(--border-2);border-radius:999px}
.nav a{font:600 .68rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.14em;text-transform:uppercase;color:var(--td);padding:.6rem .95rem;border-radius:999px;transition:all .2s}
.nav a:hover{color:var(--t)}.nav a.cta{background:var(--pink);color:#fff}
.hero{max-width:780px;margin:0 auto;padding:8rem 1.5rem 1.5rem;text-align:center}
.crumbs{font:600 .68rem/1.5 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.16em;text-transform:uppercase;color:var(--td);margin-bottom:1.5rem}
.crumbs a{color:var(--cyan)}.crumbs .sep{color:var(--td);opacity:.4;margin:0 .5rem}
.label{display:inline-flex;align-items:center;gap:.5rem;font:600 .7rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.18em;text-transform:uppercase;color:var(--cyan);padding:.55rem 1rem;border:1px solid rgba(6,182,212,.35);border-radius:4px;margin-bottom:1.5rem;background:rgba(6,182,212,.06)}
.label::before{content:"";width:6px;height:6px;background:var(--cyan);border-radius:50%;box-shadow:0 0 8px var(--cyan)}
h1{font-family:'Space Grotesk','Space Grotesk Fallback',system-ui,sans-serif;font-weight:700;font-size:clamp(2.25rem,5.5vw,4rem);line-height:.92;letter-spacing:-.035em;text-transform:uppercase;margin:0 0 1rem}
h1 .pk{color:var(--pink)}h1 .cy{color:var(--cyan)}
.sub{font-size:1.1rem;line-height:1.55;color:var(--tl);max-width:600px;margin:0 auto}
.calc{max-width:780px;margin:1.5rem auto 4rem;padding:0 1.5rem}
.card{background:var(--bg-1);border:1px solid var(--border-2);border-radius:8px;padding:1.75rem;margin-bottom:1rem}
.fld{margin-bottom:1.25rem}
.fld:last-child{margin-bottom:0}
.fld label{display:block;font:600 .7rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.16em;text-transform:uppercase;color:var(--td);margin-bottom:.5rem}
.fld select,.fld input{width:100%;background:var(--bg-2);border:1px solid var(--border-2);border-radius:4px;padding:.85rem 1rem;color:var(--t);font:400 1rem/1.5 Inter,'Inter Fallback',system-ui,sans-serif;transition:all .2s;font-family:inherit}
.fld select:focus,.fld input:focus{outline:none;border-color:var(--cyan);background:var(--bg-3);box-shadow:0 0 0 3px rgba(6,182,212,.1)}
.fld select option{background:var(--bg-2);color:var(--t)}
.fld-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media (max-width:640px){.fld-row{grid-template-columns:1fr}}
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:1rem 1.6rem;font:600 .75rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.12em;text-transform:uppercase;border-radius:4px;cursor:pointer;font-family:inherit;border:1px solid transparent;transition:all .2s;text-decoration:none}
.btn-primary{background:var(--pink);color:#fff;box-shadow:0 0 0 1px var(--pink),0 4px 14px rgba(236,72,153,.35);width:100%;justify-content:center}
.btn-primary:hover{background:#f472b6;transform:translateY(-1px)}
.btn-outline{background:transparent;border-color:var(--border-2);color:var(--t)}
.btn-outline:hover{border-color:var(--cyan);color:var(--cyan)}
.result-card{background:linear-gradient(135deg,rgba(236,72,153,.06),rgba(6,182,212,.05));border:1px solid var(--border-2);border-radius:8px;padding:1.75rem;margin-top:1rem;display:none}
.result-card.show{display:block}
.result-head{font:600 .68rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.2em;text-transform:uppercase;color:var(--pink);margin-bottom:.6rem}
.result-total{font-family:'Space Grotesk','Space Grotesk Fallback',system-ui,sans-serif;font-weight:700;font-size:clamp(2.5rem,6vw,4rem);line-height:1;letter-spacing:-.03em;color:var(--cyan);margin:0 0 .5rem}
.result-sub{font:600 .72rem/1.4 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.14em;text-transform:uppercase;color:var(--td);margin-bottom:1.5rem}
.breakdown{background:var(--bg-1);border:1px solid var(--border);border-radius:6px;padding:1rem 1.25rem;margin-bottom:1rem}
.bd-row{display:flex;justify-content:space-between;padding:.5rem 0;border-bottom:1px solid var(--border);font-size:.95rem}
.bd-row:last-child{border-bottom:none}
.bd-row .label-l{color:var(--tl)}
.bd-row .v{color:var(--t);font-family:'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;font-weight:600}
.bd-row.total{border-top:2px solid var(--cyan);border-bottom:none;padding-top:.75rem;margin-top:.5rem}
.bd-row.total .label-l{color:var(--t);font-weight:600}
.bd-row.total .v{color:var(--cyan);font-size:1.1rem}
.note{font-size:.85rem;color:var(--td);line-height:1.55;margin-top:.75rem;font-style:italic}
.result-cta{margin-top:1.25rem;display:flex;gap:.5rem;flex-wrap:wrap}
footer{border-top:1px solid var(--border);background:#000;padding:4rem 1.5rem 2rem;margin-top:4rem}
.f-grid{max-width:1400px;margin:0 auto 2.5rem;display:grid;grid-template-columns:2fr repeat(4,1fr);gap:2rem}
@media (max-width:768px){.f-grid{grid-template-columns:1fr 1fr}}
.f-grid .f-col-h,.f-grid h2{font:600 .7rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.18em;text-transform:uppercase;color:var(--cyan);margin:0 0 1rem}
.f-grid a{display:block;color:var(--td);font-size:.9rem;padding:.3rem 0;text-decoration:none}
.f-grid a:hover{color:var(--t)}
.f-brand{font-family:'Space Grotesk','Space Grotesk Fallback',system-ui,sans-serif;font-weight:700;font-size:1.5rem;letter-spacing:-.02em;margin-bottom:.75rem;color:var(--t)}
.f-brand .accent{color:var(--pink)}
.f-tag{color:var(--tl);font-size:.9rem;line-height:1.55;max-width:320px;margin-bottom:1rem}
.f-tag.mono{font-family:'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;font-size:.7rem;letter-spacing:.15em;text-transform:uppercase;color:var(--td)}
.f-tag.mono a.email{color:var(--cyan)}.f-tag.mono a.wa{color:var(--wa)}
.f-credit{max-width:1400px;margin:0 auto;padding:1.5rem 0;display:flex;align-items:center;gap:1rem;justify-content:center}
.f-credit-line{flex:1;height:1px;background:linear-gradient(to right,transparent,var(--yel),transparent);max-width:180px}
.f-credit-text{font:600 .7rem/1.4 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.16em;text-transform:uppercase;color:var(--tl);text-align:center}
.f-credit-text a{color:var(--yel);border-bottom:1px solid rgba(251,191,36,.4)}
.f-credit-text .star{color:var(--yel)}
.f-bot{max-width:1400px;margin:0 auto;padding-top:1.5rem;border-top:1px solid var(--border);display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;font:600 .68rem/1 'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;letter-spacing:.14em;color:var(--td);text-transform:uppercase}
.f-disclaim{max-width:1400px;margin:2rem auto 0;padding-top:2rem;border-top:1px solid var(--border);font:400 .78rem/1.65 Inter,'Inter Fallback',system-ui,sans-serif;color:var(--td);text-align:center}
@media (max-width:1024px){.nav{top:auto;bottom:.5rem;right:.5rem;left:.5rem;justify-content:center;flex-wrap:wrap}.brand{top:1rem;left:1rem;font-size:.9rem;padding:.4rem .7rem}.hero{padding:6rem 1rem 1rem}.card{padding:1.25rem}}
:focus-visible{outline:2px solid var(--cyan);outline-offset:3px;border-radius:4px}

/* A11Y-V1 */
.skipto{position:absolute;left:-9999px;top:0;background:var(--cyan);color:#000;padding:10px 18px;font-family:'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.15em;border-radius:0 0 8px 0;z-index:9999}
.skipto:focus{left:0;top:0}
@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important}
  .mq-t{animation:none !important}
  .brand .dot{animation:none !important}
}
/* POLISH-V1 */
*{ -webkit-tap-highlight-color: rgba(236,72,153,.18) }
html{ scroll-padding-top: 96px }
:target{ scroll-margin-top: 96px }
.btn:active, button:active{ transform: translateY(1px) }
/* MOBILE-FIX-V2 */
@media (max-width:760px){
  .mq{padding:6px 0;font-size:10px}
  .brand{top:36px !important;left:14px !important;right:auto !important;bottom:auto !important;padding:7px 11px;font-size:11px;width:auto}
  .brand .dot{width:6px;height:6px}
  .nav{top:36px !important;right:14px !important;left:auto !important;bottom:auto !important;justify-content:flex-start !important;flex-wrap:nowrap !important;padding:5px 5px 5px 12px;gap:8px;font-size:10px;width:auto}
  .nav a:not(.cta){padding:4px 6px}
  .nav a.cta{padding:6px 11px}
  .hero{padding:108px 18px 34px}
  .hero h1,header h1{font-size:clamp(1.85rem,7vw,2.45rem) !important;line-height:1.08;letter-spacing:-.015em;margin-bottom:14px}
  .hero h1 br{display:none}
  .lede,.sub{font-size:0.98rem !important;line-height:1.55 !important}
  .crumb,.crumbs{margin-bottom:12px;font-size:10px}
  .label{margin-bottom:16px;font-size:10px;padding:5px 11px}
  .wrap,.tool-wrap,main.tool-wrap,.article,.stats-wrap,.contact-section{padding-left:16px !important;padding-right:16px !important}
  .stats{gap:8px}
  .stat{padding:10px 13px;font-size:10px}
  .stat strong{font-size:17px}
  section{margin-bottom:38px}
  h2{font-size:clamp(1.35rem,5.2vw,1.85rem) !important;line-height:1.18;margin-bottom:12px}
  h3{font-size:1.05rem;margin:18px 0 8px}
  p{font-size:15px;line-height:1.6}
  .card{padding:18px 18px 20px;border-radius:12px}
  .card+.card{margin-top:14px}
  .fld{margin-bottom:14px}
  .fld label{font-size:10px;margin-bottom:6px}
  .fld input,.fld select,.fld textarea{padding:12px 14px;font-size:15px;border-radius:9px}
  .row{gap:10px}
  .btn{padding:12px 20px;font-size:12px;letter-spacing:.08em}
  .cta-box{padding:22px !important}
  .cta-row{padding:0 !important;flex-direction:column;gap:8px}
  .cta-row .btn{width:100%;text-align:center}
  .table,.article table,table{font-size:13px;border-radius:10px;display:block;overflow-x:auto;max-width:100%}
  .table th,.table td,.article th,.article td{padding:10px 12px}
  .grid,.related,.contact-row,.stats-inner,.lanes{gap:10px !important;grid-template-columns:1fr !important}
  ul li,ol li{font-size:14px;padding:4px 0 4px 24px}
  footer{padding:40px 16px 92px !important}
  footer .credit,footer .f-tag,footer .f-credit-text,footer .f-bot,footer .f-disclaim{font-size:10px !important;line-height:1.75 !important;letter-spacing:.12em !important}
  footer .f-grid{grid-template-columns:1fr 1fr !important;gap:1.2rem !important}
  footer .f-grid .f-col-h,footer .f-grid h2,footer .f-grid h4{font-size:0.65rem !important;letter-spacing:.18em !important;color:var(--cyan)}
  footer .coords{font-size:9px}
  .results{margin-top:18px}
  .results h2{font-size:1.25rem !important}
  .bank,.cat,.deadline,.term{padding:14px 16px}
  .bank-name,.cat-name,.deadline-name,.term-name{font-size:1rem}
  .flags{grid-template-columns:repeat(2,1fr)}
  .flag-pill{padding:8px 10px;font-size:11px}
  .pro-tips,.summary{padding:16px}
  .export-row{gap:8px}
  .deadline-head,.bank-head,.cat-head{align-items:flex-start}
  body{overflow-x:hidden}
  pre,code{white-space:pre-wrap;word-break:break-word}
  body{padding-bottom:72px}
}
@media (max-width:400px){
  .brand{font-size:10px;padding:6px 9px;letter-spacing:.01em}
  .nav a:not(.cta){display:none}
  .hero{padding-top:100px}
  .hero h1,header h1{font-size:1.75rem !important}
  .stat{padding:8px 11px}
  .stat strong{font-size:15px}
  h2{font-size:1.35rem !important}
}
/* MOBILE BOTTOM NAV */
.mnav{display:none}
@media (max-width:760px){
  .mnav{display:flex !important;position:fixed;bottom:0;left:0;right:0;z-index:200;background:rgba(0,0,0,.92);backdrop-filter:blur(18px);border-top:1px solid rgba(255,255,255,.1);padding:8px 4px calc(8px + env(safe-area-inset-bottom,0px));justify-content:space-around;align-items:center;gap:2px}
  .mnav a{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;min-height:44px;padding:10px 6px;color:#a1a1aa;text-decoration:none;font-family:'JetBrains Mono','JetBrains Mono Fallback',ui-monospace,monospace;font-size:10.5px;text-transform:uppercase;letter-spacing:.06em;font-weight:600;border-radius:10px;transition:color .15s,background .15s}
  .mnav a:hover,.mnav a.active{color:#fafafa;background:rgba(255,255,255,.04)}
  .mnav a.cta{color:#ec4899}
  .mnav .ic{font-size:18px;line-height:1;font-weight:400}
}

/* NUCLEAR-A11Y-V1 */
.nav a{color:var(--tl)!important}
.nav a.cta{color:#000!important;font-weight:800}
.nav a.cta:hover{color:#000!important}
.mnav a{color:var(--tl)!important}
.crumb,.crumb a,.crumbs,.crumbs a,.way-num,.meta,.visa .meta,.article-meta,.f-tag,.f-tag a,.f-credit-text,.f-credit-text a,.f-bot,.f-disclaim,footer a:not(.btn),.hint,.l,.lab,.met,.cc .met,.deadline-info,.note{color:var(--tl)!important}
.crumb a,.crumbs a,.credit a,.f-credit-text a,.f-tag a,.f-disclaim a{text-decoration:underline;text-underline-offset:.16em}

/* NUCLEAR-A11Y-V2 */
label,.fld label,.cc-meta,.credit,.step-counter,.toc a,.jump a,.side a,.rail a,[style*="color:var(--td)"],[style*="color: var(--td)"]{color:var(--tl)!important}
.btn-primary,.btn-wa{color:#000!important;font-weight:800}
.step .n{color:var(--tl)!important;opacity:1!important}
.article-body a[style],main a[style],.wrap a[style],.content a[style]{text-decoration:underline!important;text-underline-offset:.16em}

/* NUCLEAR-A11Y-V3 */
.cc-label,.coords{color:var(--tl)!important}

/* NUCLEAR-A11Y-V4 */
.coords{color:var(--tl)!important;opacity:1!important}
footer a:not(.btn),footer a:not(.btn) *{color:var(--tl)!important;opacity:1!important}


.tool-prose{max-width:780px;margin:0 auto 2rem;padding:0 1.5rem;font-size:1.05rem;line-height:1.7;color:var(--tl,#a1a1aa)}
.tool-prose h2{font-family:'Space Grotesk','Space Grotesk Fallback',system-ui,sans-serif;font-weight:700;font-size:1.5rem;color:var(--t,#fafafa);margin:2rem 0 1rem;text-transform:uppercase;letter-spacing:-.02em}
.tool-prose p{margin:0 0 1rem}
.tool-prose ul{margin:0 0 1.25rem;padding-left:1.25rem}
.tool-prose a{color:var(--cyan,#06b6d4)}

/* TAP-TARGET-V34 */
.mnav a{min-height:44px;padding:10px 6px;font-size:10.5px;letter-spacing:.06em}
.f-network a{display:inline-block;padding:.4rem .55rem;min-height:44px;line-height:1.5;vertical-align:middle}