Pattaya Visa HelpIndependent · Pattaya
Last updated 26 April 2026 · by Pattaya Visa Help
Property hub

Buying or renting property in Thailand

Foreign property law in Thailand is full of misconceptions. Condos: yes, freehold, up to 49% of any building. Land: no direct ownership. Lease: 30-year + renewal options. Thai company structure: legal but tightly scrutinized. Here is the full map plus the buying-process guides.

Condo ownership
Freehold (49% rule)
Land ownership
Lease only
Lease max
30+30+30 years
Pillar pages
3+

Three rules every foreign buyer needs to know

1. Condos: yes, you can own freehold. Up to 49% of any condo building can be foreign-owned (the "foreign quota"). Before signing, ask the developer or current owner for the Land Office's foreign-quota certificate. If the foreign quota is full, the unit you are buying might be available only via leasehold or Thai company structure — different game.

2. Land: foreigners cannot own land directly. Workarounds: (a) 30-year lease with two 30-year renewal options (legal but enforcement of renewals is weak in court); (b) Thai limited company holding the land with you as minority foreign shareholder + Thai majority partners (legal but scrutinized — you must have actual operations and Thai shareholders cannot be nominees); (c) Marry a Thai citizen and have them hold the land (sound on paper, vulnerable on divorce).

3. Foreign-currency funds rule. The money used to buy a Thai condo must arrive from abroad in foreign currency, be converted to baht by the receiving Thai bank, and result in a Foreign Exchange Transaction Form (FET form) for amounts over USD 50,000. This is needed for the title transfer. Plan the FX flow before you offer.

Costs at transfer

  • Transfer fee: 2% of appraised value (often split 50/50 buyer/seller)
  • Specific business tax: 3.3% (paid by seller if owned < 5 years)
  • Stamp duty: 0.5% (only if SBT not applicable)
  • Withholding tax: 1% of appraised value (paid by seller)
  • Lawyer fee: ฿15-40k for due diligence + title transfer
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