All-in Thailand visa cost over multiple years
This calculator totals the real cost of holding a specific Thai visa — not monthly living expenses. Select a visa type and number of years; it returns government fees, annual extensions, mandatory insurance where applicable, and amortised multi-year visas (DTV, LTR, Privilege). Exchange rate baseline is ฿35/USD — adjust mentally if your currency moved.
What the calculator includes
- Government fees: Embassy/consulate application fees, Jomtien extension stamps (฿1,900/year for most Non-O categories), re-entry permits if you travel
- Insurance: Optional toggle — O-A and LTR tracks include mandatory health insurance bands; DTV has no mandated policy but we model recommended coverage
- Amortisation: DTV ฿11,500 ÷ 5 years; LTR ฿50,000 ÷ 10 years; Privilege tiers spread across membership years
- Excludes: Flights, agent fees, opportunity cost of seasoned bank deposits, living costs
Why "visa cost" is not the sticker price
A retirement O-A "costs ฿5,000" online because bloggers count only the embassy fee. The mandatory THB-denominated health insurance adds ฿40,000–฿80,000/year for many 60+ applicants — that is the real budget line. This calculator surfaces those hidden lines so you can compare pathways honestly. Use alongside budget tier pages and the Income Test.
Pattaya extension cadence
Most long-stay holders extend annually at Jomtien Immigration, Soi 5 Jomtien Beach Road. Non-O retirement and marriage: ฿1,900 extension fee each year. DTV: one free 180-day extension per entry, then re-entry or new entry cycle. LTR: 10-year visa with less frequent renewal admin. The calculator models these cadences per visa type.
When to confirm totals with a professional
Insurance premiums vary sharply by age and pre-existing conditions. Privilege membership pricing changes by tier and promotion period. If you are comparing LTR versus Privilege at the ฿500k–1M/year spend level, book a free consultation — tax treatment under Royal Decree 743 can make LTR net-cheaper than the calculator shows.
Further reading: Best visa by budget · Cost of living in Pattaya · DTV guide · O-A retirement · LTR guide