Convert your income or savings to Thai Baht for visa planning
The Currency Converter is built specifically for Thai visa planning — not general travel. It pulls live THB rates, converts your income or savings figure, and immediately checks the result against Non-O retirement, Non-O marriage, DTV, and LTR income thresholds. One conversion shows you exactly where you stand.
Most Thai visa income thresholds are stated in Thai Baht. If your pension is in GBP, your salary in USD, or your rental income in EUR, you need a reliable conversion to know whether you clear the floor — and whether fluctuations in your home currency could push you below it.
Key thresholds in THB (2026)
- Non-O retirement income method: ฿65,000/month (≈ £1,470 /
,800 / €1,640 at May 2026 mid-market rates — verify with live tool) - Non-O marriage income method: ฿40,000/month
- Non-O retirement deposit: ฿800,000 lump sum seasoned
- Non-O marriage deposit: ฿400,000 lump sum seasoned
- DTV fund evidence: ฿500,000 equivalent
- LTR Wealthy Pensioner: ฿80,000/month passive income
- LTR Work-from-Thailand: ฿170,000/month employment income
Currency risk and the income method
Using the income method for Non-O retirement means your visa's financial compliance is re-evaluated every year against your bank statements — in THB. If GBP/THB or EUR/THB drops significantly between extensions, income that was comfortably above ฿65,000 may fall near or below the threshold. Officers do not adjust for currency movements.
Common risk management approaches in Pattaya:
- Target income evidence of ฿75,000–฿80,000 to absorb a 15–20% currency drop
- Switch to deposit method if income is marginal — ฿800,000 in THB is ฿800,000 regardless of your home currency
- Transfer to Thai bank in consistent monthly amounts to build a clean statement history
Using the converter for LTR planning
The LTR visa's income thresholds are high enough that small currency movements are less critical, but the initial application requires certified income evidence. The BOI evaluates your submitted documents at the exchange rate on the document date — not the application date. If you are submitting foreign income statements, convert at the historical rate shown on the statement date for accurate comparison.
When to verify rates before a submission
The tool uses mid-market exchange rates updated regularly. Banks and transfer services typically apply a spread of 1–3% on top of the mid-market rate. For visa income letters, Thai banks record the THB amount received — not the amount sent in your home currency. Use the actual received-in-THB amount from your bank statement as your evidence figure, not a theoretical conversion. The converter helps you plan and check thresholds; your actual bank records are the evidence.
Further reading: Income Test tool · Bank Balance Checker · Non-O retirement financial requirements · LTR visa income thresholds · Thai bank account guide