Does your income meet Thai visa financial thresholds?
The Income Test checks whether your monthly income — pension, salary, rental income, investment distributions, or a combination — meets the financial floors set by Thai Immigration for the major long-stay visas. Enter your income sources and currencies; the tool converts to Thai Baht at current rates and compares against each visa's requirement.
This test is most useful for three groups: retirees deciding whether to use the income method or deposit method for Non-O retirement, married couples calculating whether joint income meets Non-O marriage requirements, and remote workers assessing DTV and LTR Wealthy Pensioner eligibility.
2026 income thresholds by visa
- Non-O retirement (income method): ฿65,000/month minimum. Must be proven by embassy-certified income letter or Thai bank transfer history showing consistent monthly deposits. UK pension letters, US Social Security letters, and Australian superannuation statements are accepted at Jomtien when properly certified.
- Non-O marriage (income method): ฿40,000/month household income. Can be applicant income, spouse income, or documented combination.
- DTV (Destination Thailand Visa): No explicit monthly income floor, but requires proof of ฿500,000 in funds or equivalent income stream. Remote employment contracts, freelance income evidence, or investment statements.
- LTR Wealthy Pensioner: ฿80,000/month passive income (pension, rental, investment). 10-year visa; requires health insurance with ฿40,000 minimum inpatient coverage.
- LTR Work-from-Thailand: ฿170,000/month employment income. Employer must meet BOI criteria — listed company or venture capital-backed startup with minimum capital.
How Jomtien verifies income
The income method for Non-O retirement requires a monthly bank transfer from your home country (or source country) into a Thai bank account. A single lump-sum deposit does not satisfy the income method — it is treated as a partial deposit method approach. Jomtien officers examine 12 months of Thai bank statements showing consistent monthly credits above the threshold. Gaps, irregular amounts, or transfers from Thai accounts rather than foreign accounts raise questions.
For foreign income letters (pension, government benefit), the document must be issued by the paying authority, notarised or apostilled, and in some cases translated. The Thai consulate in your home country can advise on format. Our guide at retiring in Thailand lists accepted document types by nationality.
Combining income sources
Immigration accepts documented combined income for the marriage Non-O. For Non-O retirement, the income must be yours. The tool allows multi-source input and flags where combining is permitted by regulation and where it is not.
When to get professional confirmation
If your income is close to the threshold, or if it comes from irregular sources (freelance, dividends, rental income with gaps), get a professional to review your evidence before applying. Officers have discretion to request additional documentation at the window.
Further reading: Non-O retirement requirements · Non-O marriage financial proof · LTR income requirements · DTV fund evidence · Thai bank account guide